Michael Horaney

Michael Horaney is a seasoned financial professional with over 40 years of experience in the financial services industry, specializing in wealth preservation, retirement income planning, and investor education. Inspired early by his father and already investing by age 11, Michael built his career from penny stocks to serving as a Managing Director at major Wall Street firms for over two decades. Today, as Managing Partner of Osiris Capital, he focuses on helping retirees and everyday investors protect their assets, generate sustainable income, and avoid unnecessary market risk. Known for his “circle the wagons” philosophy, Michael prioritizes principal protection before growth. Through seminars, community outreach, and educational events, he is dedicated to improving financial literacy and helping individuals make confident, informed decisions about their future.